Industry
Banking & Financial Institutions
Banks, non-bank lenders and payment businesses need Romanian security that holds up on enforcement and products that fit BNR, ASF and AML rules. We advise them on both sides of that line: the transactions and the regulation.
BNRASFONPCSBAEGRM
Updated 28 October 2026 · General information, not legal advice
Where legal work concentrates
Lending and security
Facility and security documentation under Romanian law, registrations and perfection.
Regulatory permissions
Authorization and notification for credit institutions, IFNs and payment institutions.
AML and conduct
AML programs, outsourcing and customer-facing compliance.
Distressed loans
Restructuring, enforcement and sale of non-performing portfolios.
- Is the security package enforceable against this Romanian borrower and its assets?
- Does the lending or payment activity need a BNR license or registration?
- How do the AML duties in Law 129/2019 apply to this product and customer base?
- What happens to our security if the borrower enters insolvency?
Discuss a matter
Tell us the decision you need to make
Describe the transaction or regulatory issue, the Romanian assets involved and your timetable.
Consultation