Security Packages & Loan Documentation
Lenders need security they can enforce in Romania quickly and with priority. We draft and register complete Romanian security packages and the loan documents that go with them.
Updated 28 October 2026 · General information, not legal advice
What the work covers
Real estate mortgages
Notarial deeds and land book registration.
Movable mortgages
Shares, receivables, bank accounts, equipment and inventory, registered in AEGRM.
Guarantees
Corporate and personal guarantees and their limits.
Enforcement readiness
Enforceable title, powers of attorney and enforcement steps.
- Registration. Unregistered security is not effective against third parties.
- Corporate benefit. Upstream and cross-stream guarantees need corporate benefit analysis.
- Financial assistance. Law 31/1990 restricts an SA from financing the purchase of its own shares.
- Security agreements
- Registrations
- Security perfection memo
What is AEGRM?
The Electronic Archive of Security Interests in Movable Property, the public register in which movable mortgages are registered to be effective against third parties.
Is a Romanian loan agreement an enforceable title?
Yes. Under Romanian law, loan agreements concluded by credit institutions and IFNs, and security agreements, are enforceable titles, so the lender can enforce without first obtaining a judgment.
Tell us the decision you need to make
Describe the transaction or regulatory issue, the Romanian assets involved and your timetable.
Consultation